All products

Period: 10 years

• Pay premium for 3 years, get protected for 10 years
• Return of premium benefit
• Death benefit

• Right Protection: Pay 5 years for 20 years coverage
• Right Benefit: Guaranteed return of protection
• Right Serenity: Death benefit up to 200% Sum Assured

period: 20 or 30 years

• Pay Premium 3 years
• Death benefit
• Guaranteed annual benefits

• Started with a price of cup of coffee.
• Choice of protection periods between 1, 10, or 20 years.
• Completed with additional critical illness insurance.

Period: 75 years

• Protection for 5 risks
• 50 % Return of Premium
• Affordable premium

• Easy
• Peace of Mind
• Guaranteed

• Comprehensive benefit
• Affordable premium
• No medical check up

Period: 100 years

• Comprehensive protection
• Affordable premium

• 100% sum assured payout
• Entry age from 15 to 65 years old
• Coverage until age 70

• Accidental injury and death benefit
• No medical check-up
• Coverage period: until age 70

• Protection and investment
• Unexpected disability protection
• No premium for total permanent disability

• 120% Premium Refund Benefit.
• Protection up to 700% from Yearly Premium.
• Affordable Premium.

• Pay for 5 years, protected for 10 years.
• Gain 120% from total paid Premium if insured life up to the end of the Coverage.
• 100% Coverage or 110% of the policy redemption value (whichever higher).

• Pay for 5 years, protected for 10 years.
• 115% Refund from total paid Premium in the end of the insurance.
• Death benefits during the insurance period.

• Pay for 5 years, protected for 20 years.
• Guaranteed protection value refund at the end of the contract period.
• 200% death benefits of the insurance amount.

• Started with a price of cup of coffee.
• Choice of protection periods between 1, 10, or 20 years.
• Completed with additional critical illness insurance.

• Legacy Easy
• Legacy Peace of Mind
• Legacy Guaranteed

• Life protection during productive and pension year.
• Guaranteed Cash Value with a total more than 252% Sum Assured*.
• Up to 140% of Additional Extra Cash Value**.

• Protection period option of 1 to 5 years.​
• No medical check-up required.​
• 200% Sum Assured if death occurs due to accident.

• Guaranteed Annual Policy Benefits totaling up to 140% of Total Premiums Paid.
• Death Benefit of up to 14 times the Annual Premium.
• No medical examination required for coverage up to IDR 2.5 Billion.

• A group of life insurance product for corporate clients with various insurance benefits, including death benefits and/or accidental death benefits.

• A group of life insurance product that provides death benefit and total permanent disability for clients due to both illness and accidents, in accordance with the Membership Period.

• Life insurance product with monthly benefits in the form of repayment of the remaining balance of home ownership loan when the debtor experiences the risk of death.

• •Memberikan perlindungan terhadap tanggung jawab pelunasan sisa pinjaman apabila Tertanggung meninggal dunia akibat sakit atau kecelakaan.

• A life insurance product provides protection in the form of payment of the outstanding amount of the credit card bill, if you as a client, experience unexpected risks, such as death risks, Permanent Disability, or Critical Illness.

• One policy for protection for one family (maximum 6 family members).
• Worldwide cashless health protection
• Covered for Covid-19 risks.
• Premium Bonus up to 6%* every year.
• Administration Fee Refund Bonus* starting from the beginning of the 6th year up to the end of the policy.

Period: 100 years

• Optimum investment
• Premium Bonus & Loyalty
• Loyalty Bonus
• comprehensive protection

• Pay once to be protected until 85 years old.
• Accident death benefit available.

• Optimal life protection up to 100 years old.
• Guaranteed Policy approval for Sum Assured accumulation up to Rp1,5 billion.
• 100% allocation of Basic Premium and Investment Premium, Investment Benefit bonus, and various investment fund options.

• #GetWealthEasy
• #GetWealthOptimized
• #GetWealthAccumulated
• #GetWealthExpanded
• #GetWealthSimplified

• Minimum Premium starting from Rp18 million per year.
• Short Premium Payment Period between 3 or 5 years*.
• Loyalty bonus according to the chosen plan.
• Premium Bonus from the 6th Policy anniversary onwards.
• A variety of investment fund to choose from.
• The protection period is between 15 or 20 years.
• Life protection coverage of 100% of Sum Assured + Investments Benefit (if any).

• Whole life protection up to 100 years
• Unlimited Sum Assured
• Wealth Optimizer

• Full of Hope
• Full of Blessings
• Full of Grace

Period: 25 years

• Pay for 5 yeras
• Protection for Hajj or Umrah
• Contribution Bonus

• Simplicity
• Blessing
• Grace

• health protection
• affordable contribution
• without medical check-up

• Tailored for micro and ultra-micro Sharia customers
 •
• Affordable contributions for short-term financing
 •
• Complies fully with DSN-MUI fatwas and Sharia law

• Designed for Islamic banks & cooperative financing
• Promotes financial resilience of customers & lenders
• Supports customer trust through ethical finance protection

• Fully aligned with Sharia regulations and fatwas.
• Includes optional protection beyond just death coverage.
• Strengthens borrower confidence and lender risk management.

•  Prime Blessing
• Prime Peace
• Prime Trust

• Safe Blessing
• Protected Blessing
• Secured Blessing

• SAHAJA Give Convenience
• SAHAJA Give Advantages
• SAHAJA Give Return

• Trustworthy is simple
• Trustworthy is calm
• Trustworthy is easy
• Trustworthy is a blessing

Salam Hijrah Proteksi Insurance

• Loyalty Bonus for every 3 years
• Affordable contribution
• Without medical check-up

• Sharia Group Life Insurance
• Affordable Contributions starting from IDR 1,000 per month
• Sum Assured up to IDR 1.5 billion